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With so many mobile phone contracts out there, finding out if a SIM-only deal is right for you can be a daunting task. But what exactly is a SIM only deal? It is when you want to have a phone so badly that you can buy it outright; however, you don’t want to deal with recharging your phone credit every now and then that getting a SIM-only package could make everything convenient.

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In a SIM-only deal, you will get a certain amount of texts, calls and even mobile data for a price. The payment is on a monthly basis but is usually cheaper than any regular mobile contracts, particularly those that come with a handset. SIM only contracts will cost you around £5 and this includes 500 texts and 100 minutes of calling.

Pros and Cons of getting a SIM-only contract

Your monthly bill is cheaper because network service providers will only have you paying for text, call, and data, as compared to Pay-As-You-Go plans in which you’d have to pay for the handset too.

Plus, this mobile phone deal does not require you to commit to an 18 or 24-month contract. The minimum term is just 30 days for most service providers. So, the only agonizing wait you will have to endure is the next release of the latest smartphone model. SIM-only contracts can be the best option for those who don’t like to pay long-term and are always on the lookout for the newest mobile phones.

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But with all this, the only downside to getting SIM-only is that you will have to look for and buy your own mobile phone. If you have the means to buy a smartphone outright, there’s no reason for you to not consider signing up for such a SIM-only deal.

To get the best SIM-only deal possible, choose a plan that can cover your usage, plus an allowance for your extra call and texts. Know that you may also switch to a different service provider if they happen to offer better tariff rates so that you can make the most of your money.